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Grace Period Number of days you have to pay your bill in full without triggering any finance charges. Most creditcard grace period applies only to purchases; cash advances and balance transfers may start accruing interest immediately.
Annual Fee Membership fee for having the card, membership fee maybe due even if you do not use the card.
APR Annual percentage rate - measure of the cost of credit express as a yearly rate.
Late payment fee Fee imposed when your payment is late. 
Cash advance fee fee charges when you obtain a cash advance.
Over Limit Fee Fee impose if you exceed your set credit limit.





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